January 2021 Social Security Disability Payment Schedule

If you receive Social Security Disability Benefits (SSDI or SSI) are wondering when you will get paid in January 2021, you’ve come to the right place. Tens of millions of Americans count on getting their Social Security Disability checks in a timely manner each month. Fortunately, The Social Security Administration (SSA) publishes a schedule on when beneficiaries can expect their disability checks each month. In this post, we will provide a detailed January 2021 Social Security Disability Payment Schedule.

However, first, we will explain the electronic payment requirements and why the Social Security Administration no longer mails paper checks.

Second, we will explain how the SSDI payment schedule works and provide the payment schedule for January 2021 and for the rest of the year for your convenience.

Third, we will explain how the SSI payment schedule works and provide the payment schedule for January 2021 and for the rest of the year for your convenience.

Finally, we will answer some of the most commonly asked SSDI and SSI disability questions.

"January 2021 Social Security Disability Payment Schedule"

This Post will Cover:

  • Social Security Disability Electronic Delivery of Payments
  • How SSDI Payment Schedule Works
  • January 2021 SSDI Payment Schedule
  • How SSI Payment Schedule Works
  • January 2021 SSI Payment Schedule
  • Social Security Disability Questions and Answers

Social Security Disability Electronic Delivery of Payments

The Social Security Administration no longer mails paper checks. Congress passed a law that required all government benefit payments to be made electronically.

This includes Social Security disability payments for SSI and SSDI.

There are two ways you can receive your benefits:

Option 1 – Direct deposit

First, you can choose to get your payments by direct deposit into a savings or checking account with a bank or credit union.

If you choose this method of payment, your benefits will be automatically posted into your bank account on your payment date.

Option 2 – Direct Express Debit Card:

Second, If you don’t have a bank account, your benefits will be paid via a Direct Express debit card.

The Direct Express card works like a bank debit card and is accepted anywhere Debit Mastercard is accepted.

In addition, you can use the card to get cash at ATMs, cash back at the grocery store, or to set up automatic payments for bills.

For how to sign up for the Direct Express debit card, click here.

Payments made to Direct Express debit cards are automatically posted to your card account on your payment date.

January 2021 Social Security Disability Payment Schedule

Here’s how the monthly payment schedule works for both SSDI and SSI Benefits:

SSDI Payment Schedule

For those receiving Social Security Disability Insurance benefits, when you receive your monthly SSDI benefits depends on your birthday.

We have explained below how it works.

How SSDI Payment Schedule Works

Here’s how the SSDI payment schedule works:

  • If your birthday is in the first 10 days of the month – regardless of what month of the year it is – then you’ll receive your Social Security Disability Insurance benefits on the second Wednesday of each month.
  • Those with birthdays between the 11th and the 20th get their monthly payments on the third Wednesday of the month.
  • Payments are made on the fourth Wednesday of the month for those with birthdays on the 21st or later.

Here is a table that better displays how the payment schedule works for SSDI:

BIRTHDAY PAYMENT DATE
1st – 10th Second Wednesday
11th – 20th Third Wednesday
21st – 31st Fourth Wednesday

Here is when to expect your Social Security Disability Insurance Payment for January 2021:

January 2021 SSDI Payment Schedule

For those receiving Social Security Retirement Benefit or Disability Benefits, here is your payment schedule for January:

  • If your birth date falls on the 1st – 10th day of the month, benefits are paid on January 13th.
  • Also, if your birth date falls on the 11th – 20th day of the month, benefits are paid on January 20th.
  • If your birth date falls on the 21st – 31st day of the month, benefits are paid on January 27th.

2021 SSDI Payments Schedule

Here is the complete 2021 Social Security Disability Insurance (SSDI) Payment Schedule for your reference.

This shows when you can expect your benefits payments for the rest of the year.

2021 SS & SSDI (Birthdate 1st – 10th) SS & SSDI (Birthdate 11th- 20th) SS & SSDI (Birthdate 21st – 31st)
January 13th 20th 27th
February 10th 17th 24th
March 10th 17th 24th
April 14th 21st 28th
May 12th 19th 26th
June 9th 16th 23rd
July 14th 21st 28th
August 11th 18th 25th
September 8th 15th 22nd
October 13th 20th 27th
November 10th 17th 24th
December 8th 15th 22nd

Key: SS means “Social Security Retirement Benefits”

Exceptions

If you started receiving benefits (SS or SSDI) Prior to May 1997, or you are currently receiving both Social Security and SSI payments, you will receive your payments on the 3rd of each month.

If the 3rd falls on a weekend or holiday, you will receive your payment on the preceding Friday.

The exception is when the 3rd falls on a weekend or holiday.

If the 3rd falls on a holiday, then you will receive your payment the business day before.

However, if the 3rd falls on a weekend, you’ll receive your payment on the preceding Friday.

SSI Payment Schedule

Supplemental Security Income (SSI) follows a different payment schedule than SSDI.

SSI payments are paid on the 1st of each month.

If a scheduled payment date falls on a weekend or federal holiday, payments are made on the first preceding day that isn’t a Saturday, Sunday, or holiday.

Here is when to expect your SSI Payment for January 2021:

January 2021 SSI Payment Schedule

Since January 1st, 2021 falls on a holiday (New Year’s Day), SSI payments for the month will be deposited on Thursday, December 31st, 2020.

If you receive your payment via a bank account or a prepaid debit card like the Direct Express Debit card, you should see your benefits in your account on or before Thursday, December 31st.

Both SS and SSI Recipients

Since January 3, 2021, is on a Sunday and the weekday before (Friday) is a holiday (New Year’s Day), you will receive your benefits on Thursday, December 31st, 2020.

2021 SSI Payments Schedule

Here is the complete 2021 Supplemental Security Income (SSI) Payment Schedule for your reference.

This shows when you can expect your benefits payments for the rest of the year.

2021 SSI Only Both SS & SSI
January 31-Dec-2020 31-Dec-2020
February 1 3
March 1 3
April 1 2
May 30-Apr-2021 3
June 1 3
July 1 2
August 30-Jul-2021 3
September 1 3
October 1 1
November 1 3
December 1 3

Key: SS means “Social Security Retirement Benefits”

See the February 2021 Disability Payment Schedule.

Social Security Disability FAQs

Here are the most frequently asked questions about Social Security Disability Benefits.

What is the Ticket To Work Program?

The Ticket To Work Program helps Social Security disability beneficiaries find work, save more money, and become financially independent.

While you are participating in the program, you get to keep your healthcare coverage.

The program is free and voluntary.

If you currently receive Social Security disability benefits, you probably already qualify for the Ticket to Work program.

January 2021 Social Security Disability Payment Schedule Summary

Here’s the bottom line:

Social Security no longer pays benefits by check.

You can receive your SSDI or SSI benefits by direct deposit or via a Direct Express debit card.

When you receive your monthly SSDI benefits depends on your birthday.

SSI payments are paid on the 1st of each month.

If a scheduled payment date falls on a weekend or federal holiday, payments are made on the first preceding day that isn’t a Saturday, Sunday, or holiday.

Questions?

We hope this post on the January 2021 Social Security Disability Payment Schedule was helpful.

If you have further questions about Social Security Disability benefits, please let us know in the comments section below.

Be sure to check out our other articles on Social Security Disability. 

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